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Schwab is a registered broker-dealer, and is not affiliated with Twin Cities Retirement Group or any advisor(s) whose name(s) appears on this Website. Twin Cities Retirement Group is independently owned and operated. Schwab neither endorses nor recommends Twin Cities Retirement Group. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Twin Cities Retirement Group under which Schwab provides Twin Cities Retirement Group with services related to your account. Schwab does not review the Twin Cities Retirement Group Website, and makes no representation regarding the content of the Website. The information contained in the Twin Cities Retirement Group Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.